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Why do I need a PWPT?

When&nbsp;most properties are purchased they are registered at Land Registry in two names (typically, husband and wife).Most purchases are registered as ‘joint tenants’ meaning ‘what is yours is mine’ and vice versa.&nbsp; In&nbsp;reality when one of the partners dies the whole property is left to the other, and on second death, the property is left to the beneficiaries of the partner who was last to die.</p><p>This makes the inheritance down the bloodline vulnerable if, for example, the remaining spouse or one of the children remarries and decides to include the new family in the Will.</p><p>As part of an overall estate plan, a PWPT is a useful tool to ensure your family benefits as you would wish by protecting each half of the property.

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